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211 Central Street West
Warman, SK S0K 4S0
Phone: (306) 933-2166
Fax: (306) 933-9361
Monday – Friday 9:00 a.m. – 5:30 p.m.
Saturday 9:00 a.m. – 3:00 p.m.
To reduce risk, we will be locking our doors to walk-in traffic effective March 20, 2020. We will be doing all business by phone and email. Please call us!
228 Willow Drive (Osler town office building)
Osler, SK S0K 3A0
Phone: (306) 239-2066
Monday – Friday 9:00 a.m. – 5:00 p.m.
Osler Closed – please call our Warman Office.
Frequently Asked Questions
What types of insurance does Kessler Insurance offer?
We provide all types of insurance. If you have a need, we will do our very best to provide the right coverage.
How can I lower my insurance costs?
When you buy from Kessler Insurance, we will compare premiums from a number of companies, ensuring that you get the product you need for the best price. If you want lower premiums, we can discuss your coverage limits and your deductibles.
How do I make sure that I have enough insurance?
We have tools to help you determine the right insurance limits for your property. When purchasing a policy, you are the one who must decide what limits of insurance to purchase.
What is a Deductible?
The deductible on a policy is the amount that the insured is responsible for, in the event of a loss. For instance, if your car is damaged in an accident and there is $5,000 in damages, and you are responsible for the damage. If you have the plate deductible of $700 for collisions, then the insurance company will pay $4,300, and you will have to pay $700.
What is the Replacement Cost?
This is a type of property coverage that will pay to replace the damaged property with a brand new one of the same like, kind, and quality. If replacement cost is not offered, then the property is covered for ACV (Actual Cash Value), and this only pays what the property was worth at the time the damage happens.
What does a home insurance policy cover?
Home Insurance covers the dwelling, outbuildings, belongings, and personal liability. But, there are so many other options and coverages that are included and/or can be added to the policy, that we can tailor the policy to meet your insurance needs.
How is my home insurance premium determined?
With most insurance companies, home insurance is now “individually rated”, and your unique information and needs determine the premium. Some of the main considerations are:
- Dwelling value
- Ages of occupants
- Deductible requested
- Type of policy – broad or comprehensive
- Insurance claims history
- Optional coverages added
What is business insurance?
This is insurance to protect your business property, give you liability coverage, and can also protect your business income. We can tailor a business policy to suit your business insurance needs.
What is business interruption insurance?
This is an optional part of a commercial policy that can protect your business for loss of income should your business have a property claim. Business interruption insurance can cover lost income, extra expenses incurred, and even lost profits, if the right options are purchased.
How do I determine what types of insurance my business needs?
We can work with you to help you discover what you may be at risk for, what coverages are needed, and what company and policy would work best for your business.
Can I renew my plates online?
Yes, by clicking on the MySGI button in our Online Services section, you can proceed to renew your SGI plates online with a credit card. Please call our office, or email if you have questions about this.
Can I buy a policy through MySGI?
Yes, you can get a quote, purchase a policy, and renew your SGI CANADA Auto Pak, through MySGI. If you would like a quote comparison with another company for your auto extension policy, please call or email our office.