Auto insurance made for life in Saskatchewan!
Get expert, local advice for your personal, commercial, or recreational vehicles.
ATV & SNOWMOBILE
Auto Extension Coverage
A Personal Auto Policy is also known as an “Auto Pak” or “Package Policy.” This insurance enhances the coverage provided under your vehicle’s plate insurance, with options of lowering your $700 deductible (provided as your basic license plate insurance) to anywhere from $500 to $100. A Personal Auto Policy also provides options to increase your liability coverage, and to add road hazard glass coverage, replacement cost coverage, and loss of use coverage. The cost of this insurance is based on your vehicle, your driving history, coverages chosen, and the intended use of your vehicle.
If you are using your vehicle for business or if your corporation owns vehicles, and you are looking for better protection, you must get additional protection through a Commercial Auto Policy. The type of business you are in, the vehicle type, as well as the operations that you are using the vehicle for, will determine the cost of purchasing additional protection.
Auto Insurance FAQ
What types of insurance does Kessler Insurance offer?
We provide all types of insurance. We will do our very best to provide the right coverage if you have a need.
What is an insurance Endorsement?
An insurance endorsement/rider is an amendment to an existing insurance contract that changes the terms of the original policy. An endorsement/rider can be issued at the purchase, mid-term or renewal time. Insurance premiums may be affected and adjusted as a result.
Can I renew my plates online?
Yes, by clicking on the MySGI button in our Online Services section, you can proceed to renew your SGI plates online with a credit card. Call our office or email us if you have questions about this.
Can I buy a policy through MySGI?
Yes, you can get a quote, purchase a policy, and renew your SGI CANADA Auto Pak through MySGI. Please call or email our office if you would like a quote comparison with another company for your auto extension policy.
Can you insure someone else's car?
No, you cannot! Unless you operate a business.
How can I lower my insurance costs?
When you buy from Kessler Insurance, we will compare premiums from several companies, ensuring that you get the product you need for the best price. We can discuss your coverage limits and deductibles if you want lower premiums.
How do I make sure that I have enough insurance?
We have tools to help you determine the right insurance limits for your property. When purchasing a policy, you are the one who must decide what limits of insurance to purchase.
What is the Replacement Cost?
This type of property coverage will pay to replace the damaged property with a brand new one of the same kind, kind, and quality. If replacement cost is not offered, then the property is covered for ACV (Actual Cash Value), which only pays what the property was worth when the damage happens.
What is a Deductible?
The deductible on a policy is the amount the insured is responsible for in the event of a loss. For instance, if your car is damaged in an accident and there is $5,000 in damages, you are responsible for the damage. If you have the plate deductible of $700 for collisions, the insurance company will pay $4,300, and you will have to pay $700.
What is commercial insurance?
This includes but is not limited to
All of your assets. From your buildings and equipment to inventory.
Commercial general liability