It’s seeding season for our Saskatchewan farmers. While we hope for more rain to grace the fields, you can take control by ensuring that your farm is covered. It is good practice to revisit your insurance needs regularly so that you are prepared for anything the prairies can throw at you. At Kessler, we want to stress the importance of reassessing your insurance needs regularly to ensure your vehicles, outbuildings, and property is still covered. Keep reading to find out why.
3 reasons to revisit your farm insurance this season:
- Purchasing new or additional equipment
If you purchase new equipment, it may shift the coverage amount you need. Your insurance covers incidents such as fire, collision, upset or overturn, and you can also add optional loss of use coverage. When you add equipment, we can add the value to your insurance policy. If you bought a new tractor this year, talk to your broker to ensure your current insurance coverage can accommodate you if you experience a loss.. - Adding outbuildings to your farm
If you’ve updated your storage, let your broker know! If you experience a loss, the value of each of your outbuildings and their contents is an integral part of that process. Outbuildings include storage and animal-holding buildings such as barns, sheds, machinery storage buildings, and shops. Protect all your facilities, new and old, from risks such as fire, lightning, windstorms, and hail.
- Renting a home on your property
Have you rented the old homestead on your farm? First, you will want to make sure your broker knows of any change in occupancy. There is insurance to make sure your bases are covered. Rental property insurance can protect you and your property from potential damages and potential rental income loss. If you are adding a rental to your farm, talk to us about your available coverage options.
New to farming? Your farm insurance is a multi-tasker!
If you are moving to an acreage and hoping to start farming, there are some steps you can take to make sure you are covered––no matter the size of your new farm. Whether you plan to sell fresh produce at the farmer’s market or raise cattle, insurance is a critical piece of your dream. As a farmer, you will have several insurance needs. With bundled insurance packages, you can build an insurance package tailored to your specific needs. Talk to your broker about your needs and build a package that covers your needs.
What can your policy cover?
- Property
- Livestock
- Produce
- Fertilizer and Feed
- Outbuildings
- Equipment/Machinery
- Tenants
- Employees
We are here for our local farmers in central Saskatchewan!
The best way to know what insurance is right for you is to meet with your broker. We have two locations in Warman and Osler to serve you better. We are always here to help you protect your home, belongings, equipment, and product. Whether you’re taking over the family farm, establishing a new farm, or you’re an experienced farm owner, we can make sure you’re fully covered for the coming year. From seeding to winter maintenance, you can rest assured with your community broker at Kessler Insurance.