At Kessler, we know that Insurance can be a daunting topic, and that’s why we are here to help you every step of the way! Finding the right insurance for you doesn’t have to feel like a chore. With our knowledgeable staff, it’s easy to prepare for your first meeting. Read on to learn how to prepare for your first meeting with us!
Tell us about where you live!
We offer insurance packages that depend on your specific living arrangements so that you know you have the right coverage for your needs. It’s easy to switch or adjust your insurance plan as your needs change and grow. We are here for you through every life milestone, from buying your first home, growing your family, or finally buying your dream cottage!
- Home Insurance
This will cover your home and property from loss or damage resulting from accidental, environmental, or malicious circumstances. Home Insurance also includes personal liability coverage. If you want to know more, read our blog about why you need Home Insurance.
- Tenant Insurance
As a renter, you will need protection for your personal belongings and valuables inside the apartment, house or condo unit you are renting. This will cover costs associated with accidental damage and theft, and includes personal liability coverage.
- Condo Insurance
This covers not only your personal property in your unity and storage locker, such as furniture, appliances and other belongings, but also includes coverage options for personal liability and improvements to your unit. Should you need to relocate during improvement renovations or in the event of an insured loss that prevents you from living in your unit, condo insurance includes options to cover additional living expenses.
Are you working from home?
Whether you own or rent your living space, working from home can come with additional insurance needs, especially if you are using devices or other company property. The last year has been a new experience for all of us. If you’ve been working from home, learn more about insurance add-ons that are right for you in our blog.
Do you live in a flood zone or heritage neighbourhood?
Water coverage can be added to your home and condo insurance to protect you against water damage. Water damage insurance policies can cover you for flooding, groundwater damage, surface water damage, and damage associated with sewer backups. It is essential to have additional water coverage if you live in an older neighbourhood or an area prone to flood or water damage––luckily, it can be added easily to your home and condo insurance. Read our latest blog to find out more about our water coverage options!
If you have cars or sport vehicles:
If you are a driver, you already have basic insurance with your license plates. Basic coverage should be considered more of a foundation than a complete package. We always recommend adding on additional insurance that is specific to your usage! Our blog will help answer any questions you have about auto insurance add-ons that are right for you. Some things to consider are:
- The amount of highway driving you’re doing
- How many vehicles you own
- If you use your vehicle for work
- Protecting your vehicle from theft or vandalism
- How often you drive every day
Many leisure vehicles require insurance to be legally registered or used in public areas. Depending on your recreation vehicle type and use, you may be able to add coverage for it into your existing home insurance policy. Others will need to be registered and insured through SGI. We can help you outline your available insurance options for all leisure vehicles, including boats, ATVs, and motorcycles. Make a list of the sport vehicles you own, and let’s talk about insurance options for you!
We are here to help you build the best insurance package for your needs!
Our friendly and expert brokers can help you build an appropriate insurance package for your needs and budget. Book an appointment with us today, and let us show you just how easy being covered can be! We have extra covid protocols in place, so be sure to book an appointment for the best service.